Nav is a service that provides a lender-matching marketplace, free and premium business credit reports, and ongoing monitoring, together with tools, lender comparisons, and educational guidance related to small-business credit and funding.
About Nav
How Nav is used by small businesses
Business credit reports
Nav provides business credit reports and regular monitoring that allow owners to view the credit data used by lenders. Downloadable report snapshots and alerts highlight changes in tradelines, inquiries, and scores so owners can address errors, update profiles, and share documentation during loan applications.
Loan marketplace & matches
Nav’s loan marketplace matches users with potential products—SBA, term loans, lines, and merchant cash advances—based on a user's profile. Soft-pull eligibility checks preserve personal credit while showing likely rates and terms.
Products
Summary
Key facts
- Aggregates lender offers for comparison
- Free credit visibility plus paid deep-dive reports
- Soft-pull eligibility checks protect personal credit
- Educational resources and calculators
Limitations and risks
- Focused on U.S. businesses only
- Some advanced analytics and lender introductions require paid tiers
- Coverage and lender availability vary by industry and credit profile