Bitpanda is a Vienna-based, app-first investment platform that offers access to crypto, stocks, ETFs and precious metals. It provides an interface, crypto spending via the Bitpanda Card, and savings plans, and is used by a range of customers from first-time investors to active traders.
Key features of Bitpanda
Key features and services
Spend crypto with the Bitpanda Card
The Bitpanda Card converts crypto or fiat holdings at the point of sale where Visa is accepted. Card management is handled in the Bitpanda app; users can order, pause, or top up the card. Availability and shipping depend on the user's country; physical delivery allows use of digital balances for payments.
Investing, savings, and precious metals
Bitpanda supports one-off purchases and recurring savings plans for cryptocurrencies, stocks and precious metals, enabling fractional ownership with specified minimum amounts. The platform includes portfolio tracking, alerts and tax-reporting export features.
What they sell
Quick verdict
Key facts
- Mobile-first interface and onboarding features
- Multiple asset types available in a single account
- Subject to European regulation; uses standard security controls
- Advanced trading functionality offered via Bitpanda Pro
Limitations and risks
- Fees and spreads vary by product and may be higher than on some specialist exchanges
- Not available for residents of certain countries, notably the United States