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Square (squareup.com) combines card readers, terminals and business software into a single ecosystem. Used by cafés, retailers and mobile vendors, Square pairs hardware with payments, invoicing, payroll and online store tools for setup and unified reporting.

Founded2009
Price tier$$ (hardware + pay‑as‑you‑go fees)
Primary focusPayments, POS hardware & commerce software
AvailabilityUS, Canada, UK, Australia, Japan (select services)

Key features

Three notable aspects of Square

01Unified hardware + softwareSquare pairs card readers and terminals with integrated POS, online store and payroll — a single vendor and dashboard for sales and payouts.
02Pricing and setupSquare offers flat-rate processing, simple hardware pricing and onboarding for independent merchants and pop-up operations.
03Business toolsBuilt-in invoicing, appointments, marketing and business loans (Square Capital) are offered alongside other services.
01

Card readers and terminals

Square’s compact card readers and the all-in-one Square Terminal are designed for counters and mobile sellers. They accept chip, contactless and mobile wallets, sync with the Square app, and provide itemized receipts, tipping options and consolidated settlements.

contactless card reader
02

Commerce and back‑office tools

Square Online, Invoices and the POS app record sales channels in a single ledger. Inventory, customer profiles and payroll feed into one dashboard, providing sales analytics and tax reporting capabilities for retailers and restaurants.

ipad pos stand

Products

Card readers & terminalsPOS systems and standsOnline store & e-commerceInvoices & billingPayroll & HRAppointments & schedulingBusiness loans (Square Capital)Receipts printers & accessories

Verdict

Key facts

  • Integrated ecosystem reduces third-party complexity
  • Onboarding processes and staff-facing interfaces are provided
  • Transparent processing fees and predictable hardware costs
  • Wide feature set: invoicing, appointments, payroll and loans

Limitations and risks

  • Not all services available in every country
  • Fees can add up for high-volume businesses without custom pricing
  • Limited advanced enterprise customization compared with large POS vendors

FAQ

Do you ship hardware internationally?
Square ships its hardware to supported countries (US, Canada, UK, Australia, Japan). Availability and shipping options vary by product and region — check Square’s online store for country-specific delivery details.
What is the return policy for Square hardware?
Square typically offers returns on hardware purchased from its online store within a limited window (see Square’s Returns & Refunds page). Items must be in good condition; restocking or shipping fees may apply.
Are promotions available?
Terms and availability of promotions, discounts or custom pricing vary by region. Contact Square Sales for information about enterprise rates or volume hardware discounts.

How we review

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