Albert is a U.S.-focused personal finance app that provides automated savings, budgeting and short-term cash advances. The mobile-first service combines automated savings, on-demand cash advances and guidance, and offers an optional paid plan.
PricingFree app with optional paid plan for extra features
Main focusPersonal finance: savings, budgeting and cash advances
Service areaUnited States only
Overview
Feature summary
01Automated savingsSmart rules and automatic transfers enable recurring savings and goal tracking.
02On-demand cash advancesOn-demand cash advances provide short-term amounts via the app; repayment terms are specified in the app.
03Guidance and insightsSpending insights and recommendations summarise transactions and outline suggested budgeting actions.
01
Mobile app
The Albert mobile app is a mobile-first interface where users can view balances, set savings rules and request advances. Notifications and basic charts are included to show balances and savings progress.
02
Debit account and card access
Albert’s cash account includes a physical debit card mailed to the registered address; the card is linked to the account balance for purchases.
Services
Savings accountsCash advancesBudgeting toolsBill pay toolsDebit accountsFinancial insights
Quick summary
Key facts
- Automated savings and goal-setting
- On-demand cash advances for short-term amounts
- Mobile app with balances, savings rules and advance requests
- Optional paid tier for additional features
Limitations and risks
- Available only to U.S. customers
- Some features require a paid subscription
- Cash advances are short-term obligations and are repaid under the terms shown in the app.
FAQ
Do you mail a physical debit card?
Yes — Albert issues a physical debit card for its cash account and mails it to your registered address after you enroll and verify your account.
How do cash advances work?
On-demand advances are requested through the app for small, short-term amounts. Advances are repaid per the terms shown in the app.
Are promotions available?
Terms and availability of promotions and referral programmes vary; information is provided in the app or the provider's materials.