AARP Membership includes advocacy, discounts and financial tools for Americans aged 50+. As a long-standing nonprofit, AARP provides member savings, retirement guidance, insurance partnerships and health resources through an annual membership.
Key Pillars
Membership pillars
Membership access & services
AARP membership provides access to member-only content and discounts. Members receive a digital membership card for online and in-store partner use; a welcome kit and physical card are mailed in the U.S. Membership includes access to AARP Magazine, educational resources on retirement and health, and seasonal offers negotiated with vendors.
Insurance & partner plans
AARP-branded insurance options—auto, life, dental and Medicare Supplement—are offered through established partner carriers. The organization negotiates group pricing and vets partners, but plan specifics, underwriting and claims are managed by the insurers. Plan specifics, underwriting and claims are managed by the insurers; individuals can compare quotes and read partner terms before enrolling.
Product Categories
Summary
Key facts
- Longstanding advocacy on issues affecting older adults
- Network of partner discounts across travel, pharmacies and services
- Educational resources and planning tools for retirement
Limitations and risks
- Many products are sold and serviced by third-party partners with varying terms
- Primary benefits and services are focused on U.S. residents