transunionca

TransUnion Canada processes credit data and provides credit reports, continuous monitoring and business credit information. Its online platform provides services intended to assist individuals and companies with fraud detection, risk management and credit information tailored to Canada.

Founded1968

Price tier$$

Main focusCredit reports, monitoring & identity protection

CoverageCanada-wide digital services

Key features of TransUnion

Overview.

01Comprehensive credit dataNational credit bureau data with detailed consumer credit reports and scores, presented in an accessible online dashboard tailored for Canadian lending practices.

02Real-time monitoring & alertsContinuous monitoring issues alerts for changes such as new accounts, inquiries and suspicious activity.

03Tools to manage creditInteractive tools and educational resources include score simulators, tracking of credit information, and access to business credit reports.

Personal credit reports & scores

TransUnion’s consumer products provide full credit reports and up-to-date credit scores through a secure web portal. Subscribers receive monthly updates, itemised breakdowns of accounts and inquiries, and score simulators that model potential score changes.

Identity protection & business insights

Identity monitoring, alerting and optional recovery support are available for consumers. Business customers can purchase commercial credit reports and risk insights for evaluating suppliers, partners and small-business creditworthiness.

What They Sell

Personal credit reportsCredit monitoringCredit scores & simulatorsIdentity theft protectionBusiness credit reportsFraud alerts & credit lockFinancial education resources

Our Verdict

Key facts

Authoritative national credit data and detailed reports
Real-time alerts and credit-management tools
Canada-specific products for both consumers and businesses
Online dashboard and educational content

Limitations and risks

Full features require a paid subscription
Score models can differ from lender-specific scores
No physical product shipping—digital delivery only

FAQ

How are reports delivered?

TransUnion Canada delivers reports and alerts digitally via a secure online account and email notifications; there is no physical shipping for standard consumer products.

Can I cancel or get a refund?

You can cancel subscriptions through your account or by contacting TransUnion support. Refunds are handled case-by-case; see the terms on transunion.ca or contact customer service for assistance.

Are promotions available?

Terms and availability vary by region; see transunion.ca for current information.