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Towergate Touring Caravan Insurance

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Towergate Touring Caravan Insurance
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Towergate Touring Caravan Insurance offers specialist, broker-led policies focused on touring caravans. With tailored options for contents, awnings and optional European travel, Towergate targets UK caravanners who want clear cover choices, flexible excesses and specialist support when it matters most.

Merchant typeInsurance broker
Main focusTouring caravan insurance
Coverage areaUnited Kingdom
Price tier$$

Why choose them

Three reasons caravanners pick Towergate

01Specialist caravan focusDedicated touring caravan expertise ensures policies and advice are tailored to caravan-specific risks, not generic motor insurance templates.
02Flexible policy optionsAdd awning cover, contents protection and optional European travel — configurable levels let you match cover to how and where you travel.
03Broker-backed supportAs an established broker, Towergate helps navigate underwriting choices and coordinates claims, giving a single point of contact for complex issues.
01

What their touring policies include

Towergate’s touring caravan policies typically bundle third-party liability, accidental damage and theft protection with optional extras like awning cover, caravan contents and breakdown add‑ons. Policies are designed for regular road use, and many customers appreciate configurable excesses and the ability to add European travel cover for trips abroad.

touring caravan exterior
02

How claims and support work

Claims are handled through Towergate’s brokerage process, which assists customers in liaising with insurers and repair networks. Expect guided support for submitting documentation and accessing approved repairers — useful if you need rapid roadside assistance or help proving loss after theft or storm damage.

caravan awning pitched

Policy types

Touring caravan insuranceStatic caravan insuranceMotorhome insuranceCaravan contents coverAwning and annex coverEuropean travel coverTrailer and towbar cover

Our verdict

What we like

  • Specialist caravan expertise and tailored add-ons
  • Broker support to compare insurers and manage claims
  • Configurable cover for awnings, contents and European trips
  • Competitive mid-market pricing for regular caravanners

Worth knowing

  • Focused on UK market—international servicing limited
  • Policy terms and exclusions can be complex to navigate

Need to know

Do Towergate policies cover European travel?
Many touring policies offer optional European cover add-ons. Check the specific policy for territory limits, duration and any required documentation such as a Green Card.
Can I cancel and get a refund?
You can cancel most policies within a set cooling-off period for a full or partial refund; outside that window refunds depend on insurer terms and time on risk.
Are there discounts for multi-policy or no-claims?
Discounts such as multi-policy reductions or no-claims benefits may be available depending on the insurer placed by Towergate; ask for details when obtaining a quote.

How we review

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