Privacy.com lets you issue disposable virtual cards for online payments, masking your real bank details and providing tools for subscription management. Built for privacy-conscious shoppers and teams, the service offers merchant-level blocks, per-card spending limits and card management via web and mobile apps.
Key features of Privacy.com
Summary of features for shoppers and teams
How virtual cards protect payment details
Privacy.com issues unique virtual card numbers that can be assigned to individual merchants or subscriptions. Cards can be set for single use or recurring use, and a card can be frozen if fraud is suspected. These features are intended to limit the use of a user’s real card by merchants and to provide a searchable history of merchant spending.
Expense control for small teams
For teams, Privacy.com centralizes card issuance and approvals so managers can define limits and monitor activity without sharing personal bank details. Users can create team cards, allocate budgets and reconcile spend with built-in transaction lists.
Product categories
Our verdict
Key facts
- Privacy by design — masks your real card and bank details
- Free personal tier with useful features; paid plans for teams
- Card controls: single-use, merchant lock, pause or close
- Tools for subscription management and recurring payments
Limitations and risks
- Primarily US-focused; limited international availability and support
- Not a full banking replacement—works alongside your existing bank account
- Some merchants or in-person scenarios may not accept virtual numbers