stashcom

Stash is a U.S.-based fintech that offers investing, retirement accounts and banking in a mobile-first app. It provides fractional shares, educational guidance and minimum-deposit options.

Founded2015

Price$ (subscription)

FocusInvesting & banking app

AvailabilityU.S. accounts only (digital)

About Stash

Offers investing, retirement and banking services within a single app.

01Fractional sharesAllows purchase of portions of stocks and ETFs with any amount of money.

02Guidance and educational contentProvides lessons, thematic investing ideas and step-by-step content.

03Banking and investingIncludes checking-style features, a debit card with Stock-Back® rewards and investment accounts in one mobile app.

Banking features

Stash Banking provides a checking account with FDIC insurance and a physical debit card. Cardholders can receive Stock-Back® rewards (fractional shares for qualifying purchases). The account integrates with the app for transfers, budgeting and access to cash.

Investing services

The Stash app offers fractional shares, curated ETFs and retirement accounts (Roth, Traditional). Automated portfolio options and thematic portfolios are available. Educational content is provided. Custodial UTMA/UGMA accounts and recurring contribution features are offered.

Products and services

Individual brokerage accountsRoth IRATraditional IRACustodial (UTMA/UGMA) accountsManaged portfolios / thematic ETFsFractional shares & ETFsStash Banking (checking & debit)Stock-Back® rewards

Summary

Key facts

Offers fractional shares (ability to buy partial shares)
Provides educational content and goal-based guidance
Banking and investment accounts accessible within the same app
Supports minimum deposit options and recurring contributions

Limitations and risks

Available only to U.S. residents
Charges subscription fees; fees may be significant relative to very small balances
Does not offer features typically required by active or advanced traders

FAQ

Does Stash ship a physical debit card?

Yes. When you open a Stash Banking account and complete verification, a physical debit card is mailed to your U.S. address. Delivery timing varies by carrier and location.

Can I withdraw or close my Stash account?

You can sell holdings and withdraw cash to a linked bank account, or request an ACATS transfer for eligible assets. Withdrawals and transfers take time to settle; any open positions must be sold before a full cash withdrawal.

Are promotions available?

Terms and availability of promotions vary by region; check the Stash website or app for current offers and terms.